Terms of Service

1. Acceptance of Terms

Welcome to Brokers Advice Education. By accessing or using our website, services, applications, APIs, and other related services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legal agreement between you and Brokers Advice Education.

If you do not agree to these Terms, please do not use our Services. We may modify these Terms at any time without notice. Your continued use of our Services following any changes constitutes your acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into these Terms to use our Services. By using our Services, you represent and warrant that you meet all eligibility requirements.

Our Services are not available to residents of certain jurisdictions where accessing educational content or using AI-based learning platforms may be prohibited or restricted. You are responsible for complying with all applicable laws in your jurisdiction.

3. Account Registration

To access certain features of our Services, you may need to create an account. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password confidential and secure
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate your account if any information provided is inaccurate, false, or incomplete.

4. Services Description

Brokers Advice Education provides AI-driven educational content, market analysis education, risk management learning tools, and related educational services. Our platform uses advanced artificial intelligence to analyze market data and provide educational insights about trading concepts.

We do not guarantee that:

• Our Services will always be available, uninterrupted, timely, secure, or error-free
• The results obtained from using our Services will be accurate, reliable, or meet your expectations
• Any errors in our Services will be corrected

5. Educational Disclaimer

Our content is for educational purposes only and does not constitute financial advice. All educational content is provided for informational purposes.

By using our Services, you acknowledge and accept that:

• Educational content is for learning purposes only
• Past market examples are not predictive of future outcomes
• Market concepts and theories may not apply to all situations
• Our educational algorithms focus on teaching, not performance
• Learning outcomes may vary between individual students
• You are solely responsible for any financial decisions you make

We strongly recommend consulting with a qualified financial advisor before making any investment decisions.

6. User Obligations and Conduct

When using our Services, you agree not to:

• Violate any applicable laws, regulations, or third-party rights
• Use our Services for any illegal purposes
• Attempt to interfere with, compromise, or disrupt our Services
• Attempt to gain unauthorized access to any part of our Services
• Use any automated means to access or collect data from our Services
• Misrepresent your identity or your affiliation with any person or entity
• Upload or transmit any viruses, malware, or other harmful code

7. Intellectual Property Rights

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, are owned by Brokers Advice Education, our licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services without our prior written consent.

8. Fees and Payments

We may charge fees for certain aspects of our Services. All fees are described on our website or in communication with you.

You agree to pay all applicable fees and taxes associated with your use of our Services. All payments are non-refundable unless otherwise stated or required by law.

We reserve the right to change our fee structure at any time. Changes to fees will be posted on our website or communicated directly to users and will take effect immediately.

9. Limitation of Liability

To the maximum extent permitted by law, Brokers Advice Education and our affiliates, officers, directors, employees, agents, suppliers, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of our Services.

Our total liability to you for all claims arising from or related to these Terms or our Services shall not exceed the amount you have paid to Brokers Advice Education for the Services in the twelve (12) months preceding the event giving rise to the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Brokers Advice Education and our affiliates, officers, directors, employees, agents, suppliers, and licensors from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising from or in any way connected with:

• Your access to or use of our Services
• Your violation of these Terms
• Your violation of any third-party right, including any intellectual property right or privacy right
• Any claim that your content caused damage to a third party

11. Termination

We reserve the right to suspend or terminate your access to our Services at any time, with or without cause and with or without notice, for any reason or no reason, including if we believe that you have violated these Terms.

Upon termination:

• Your right to access and use our Services will immediately cease
• We may delete or archive your account and all related information and data
• All provisions of these Terms that by their nature should survive termination shall survive

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms or our Services shall be resolved through binding arbitration in San Francisco, California, in accordance with the rules of the American Arbitration Association. The decision of the arbitrator shall be final and binding.

13. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Brokers Advice Education concerning your use of our Services and supersede all prior communications, whether electronic, oral, or written.

15. Contact Information

If you have any questions about these Terms, please contact us at: